Car Surfboard Racks
IU - Fixing my car surfboard racks on the roof of the car dropped on the road. In fall, the board has damaged the hood of the car behind me. What insurance cover this loss?. The vehicle owner is liable for damages, her motor vehicle insurer pays for repairs to the hood of the car that followed. The deductible specified in your policy you will be charged and you must expect a loss of bonus. In addition, a fine can be imposed by the criminal authorities. With regard to the surfboard, probably unusable now, you're out of your pocket, unless you entered into an all-risk coverage from your travel insurer or household . . The vehicle owner's responsibility to secure the car surfboard racks on the roof. If you told a friend the task of fixing the board, it must meet jointly damages insofar as one can blame him for not having exercised all the diligence expected. Where appropriate, you could sue for the replacement of the surfboard; likely, your motor vehicle insurer would turn against him about the benefit paid to the owner of the car damaged. The liability insurer (RC) Private your friend, in light of the police report, evaluate its fault in insufficient fixation of the board, settle the claims of injured justified and unjustified claims preserve . . . . If you are a fan of sports especially surfing, you should probably keep your board as the apple of your eye. Especially a car surfboard racks is an investment, it is better to take care. Here's how to fly a surfboard. If you want to make your car surfboard racks travel by road, the ideal is to have a small van to the store easily with your combination and possibly other useful accessories. If you put it on the ground, then carefully slide it into a bag provided for that purpose. If you have no cover and if you carry more and more boards together, better off wrapping your plates in a large blanket to prevent friction during travel. If you must travel with your board a car, you should use a gallery and securely attach your board, if necessary using the straps, after carefully wrapped in a bag or a large blanket, then covered with a protective plastic. If you need to do a long trip and fly, you'll certainly have to give your board in the hold. The same care should be taken in the packaging. If necessary, make a plywood box custom made by a skilled worker if you travel frequently by air. Your board will be well protected from any risk. Take an insurance policy that allows you to be well covered in case of theft or make possible the purchase of a board if it were to be damaged during transport. . . .